@ www.theotherpress.ca School Wars: Episode II Attack of the loans Tales from beyond the deficit By Jacey Gibb, Opinions Editor A column that combines life’s most important things: your education, Star Wars, and bad wordplay “He has more money than I have debt!” I complained to a friend while trying to find a secret Santa present last month. I’d drawn the name of someone who'd already been teaching for several years and was even starting his master’s program. Meanwhile, Vm still in my second year and am living primarily off loans and the money we get back from the bottle depot every month. While my friend and I got a chuckle out of my exasperated declaration about debt, I found myself quietly collecting interest immediately after you finish. Even if you get a job right away, coming fresh out of a program probably means you'll be starting somewhere near the bottom, both position and pay- wise. For the first couple of years, you'll likely be forced to cut down on luxuries like holidays, new gadgets, and non-discount produce in order to accommodate the payments. Hey, it’s almost like you never stopped being a student! I’m not trying to terrify you to the point that you become heavily invested in the lottery, convinced it’s the only way you'll be able to afford your education, but it doesn’t hurt to be aware. My parents were upfront with me about my schooling and told me “I'm not trying to terrify you to the point that you become heavily invested in the lottery, convinced it’s the only way you'll be able to afford your education, but it doesn’t hurt to be aware.’ calculating the exact number I had accumulated thus far in loans. I quickly deduced that that was something for Future Jacey to worry about—but perhaps this is one of my generation’s main problems. According to a study conducted in 2009 by The Canadian Council on Learning, the average university graduate will accumulate $26,680 in loans by the time they finish. While at first glance this might not seem like such a massive setback, you have to take into account that even though you have a shiny certificate and a matching education to go with it, that doesn’t guarantee you ajob. I’m not going to bombard you with the horror stories I’ve been told about the job market right now, but let’s just say that it sucks. The age in which people are forced to retire is constantly changing to accommodate the baby boomers, and our education system is turning out more fine men and women then ever before, meaning there’s even more educated competition. So finding a job when you graduate won't exactly be a cakewalk. Also, in British Columbia, you must begin repaying your loans six months after you’ve left your program. While this buffer may seem like a grace period at first, your loan actually begins that I would have to take out loans, but that’s the price you pay for a good career. It’s never too late to start applying for bursaries and scholarships, two of the best ways to help boost your bank account. Or we can all fake our deaths and flee the country, creating new identities and dedicating our lives to living on the road. I’ll be Jean- Claude, a simple soap sculpture carver from Nantucket who’s lucky in cards but unlucky in love. Now see, who says soul crushing debt can’t be fun? Opinions Souls for sale: the commercialization of everything When did we put a . ZOOKte.c By Jacey Gibb, Opinions Editor ne of the greatest lessons I’ve learned from my time at college can’t be found on any of my so-far curriculums, but is actually something that resulted from a combination of education and paranoia. I’m referring to my recent shift towards being more aware of my surroundings. While some are content to just move right along in life without asking themselves any of the five Ws, I’ve begun to be more suspicious about motives and annoyed with agendas. And the biggest offender to my newfound consciousness is undoubtedly advertising. But hey, advertising isn’t completely bad. Television networks make a large part of their money off of selling commercial spots during whatever programs have the highest ratings. If a website has a higher amount of traffic (looking at you, Facebook), then their value increases thanks to web ads. Even The Other Press has bills to pay, and so we rent out precious space on our pages to businesses looking to reach the consumer base. What I’ve become increasingly concerned about is when does the need to make money cross the line of “selling out?” While I’ve noticed an overall increase in free, company- sponsored events (the recent Grey Cup concerts, last year’s Axe Concert Series in Whistler) over the years, my breaking point came in December while taking in the sights and sounds of the Santa Claus Parade. Oh wait, I’m sorry! The Roger’s Santa Claus parade. Of course Christmas time is the mac daddy of commercialization, but it was disgusting to see that every banner signalling out the parade’s route touted the brand name of my very own cellphone company. At first, | argued with myself over whether I’d rather have a parade sponsored by a major corporation or no parade at price tag on society? c J ere: all. But after enduring an hour of floats and free candy, I realized I would much rather live in the sans- parade world. Every float was a shamelessly blatant advertisement, whether it was a grand display or just a guy wearing a Santa hat, driving a company car. It was nauseating at best, and I couldn’t help but gawk at everyone around me soaking up with the sales pitches. My mood had no time to simmer, as | made my way home on transit and noted how every SkyTrain station and bus had something to sell me via ads. Even a large percentage of the other vehicles on the road were trying to inform me of their owner’s home business and how | could get in touch with them. I remember when people having their business’ names plastered on their vehicles was taboo, but now it seems to be the norm. While you might not find ads on parade floats or motor vehicles as infuriating as I do, what about this: Godialing, a mobile advertising company in the States, is offering to take over your monthly mortgage payments for up to a year. In return, they get to paint your house like one of their billboards. That’s right! No longer will you have to deal with the First World problem of trying to decide what colour to paint your white picket fenced home. When I mentioned this concept to a friend, she was enthusiastic, saying she would totally do it if she had a mortgage. The problem is that I probably would too, which sickens me. A house is meant to be a home—how can it be one when it’s basically just another surface for companies to sell stuff on. I’m not just another consumer with a hoard of cash, waiting for the right moment to blow it on the next frivolity that comes my way. I only wish companies would start to see me as something else too. 7